Budget Based Credit Counseling

How does it work?

In our budget based credit counseling, we look at the clients income versus their expenses. We then create a budget plan to find ways to save money and set reasonable financial goals that the client can generate from their own income. As the client meets their goals, we assist them to use the money we helped them generate to pay off lingering debt that appears on their credit report (thus increasing the client's credit score).

Our credit counseling services will empower you to take hold of your financial path, reach your financial goals, and propels you toward financial success.

Budget Based Credit Counseling vs. Debt Consolidation Companies

Budget Based Credit Counseling offers the client a low cost option to pay off adverse credit with funds saved through better budgeting. Reed's Budget Based Credit Counseling will help you acquire the skills needed to develop a budget plan, negotiate with your creditors a reduced pay off, reduce monthly expenses, and save the needed funds to pay off past debt that negatively impacts credit scores.

VS.

Debt Settlement Companies or commonly known as Debt Consolidation Companies usually offer clients only settlements to pay off lingering debts. These companies offer the client ZERO skills for budgeting and charge a monthly fee of which only a minimal amount goes to creditors.

What is the cost?

Three Month Budget Credit Counseling Services

$100 Initial Fee
$50 Monthly Fee

Six Month Budget Credit Counseling Services

$100 Initial Fee
$50 Monthly Fee

Disclaimer: I am not an attorney and therefore unable to provide legal advice